How much is certainty worth?

How much is certainty worth?

Trish got a new car in September and Subaru is offering a pre-paid 6-year service plan. My initial reaction was, “No way, it must be a rip-off!” As I thought about it some more, I wonder if it might be worth it.

If we get all of the scheduled maintenance over the next 6 years, we are likely to need at least 12 service appointments. The early ones will be fairly simple (oil changes, tire rotations). The later ones will be a bit more involved (belt changes, etc).

Bringing cars in for service the last few years has been one unpleasant surprise after another. What if we pay a lump sum now and know that we will pay $100 per service for 5 more years? Maybe our peace of mind is worth the up front investment.

Do you prefer to pay up front or take your chances?

Hopefully, my questions cause you to reflect on your own thinking, relationships or choices. Maybe I even inspire you to make positive changes.

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